Two easy ways to finance your favourite Apple products.

Take home the products you love with an affordable instalment plan. Shop first, then apply for financing at Checkout.

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Choose an instalment period of 3 to 18, 24 or 36 equal monthly payments.
£399 minimum order.
Get an instant decision and have your order shipped directly to you.*

Representative Example

£999 Loan Amount
Cash Price £999
Duration of Agreement 24 months
Representative APR 14.9% (fixed)
24 Monthly payments of £47.9
Total Amount Payable £1,150.80

£99 minimum order.
Get an instant decision and have your order shipped directly to you, or choose to pick it up from an Apple Store or local pick up point.
Choose instalment period of 6,12,18 or 24 equal monthly payments.
With one-off application process, once approved, there’s no need to apply again for future purchases.
14.9% interest rate p.a. fixed for the duration of the instalment plans. Any outstanding balance after the end of the instalment period will revert to the standard variable rate.
Standard variable rate applies to transactions made outside of any instalment plans.
Instalment example: A £500.00 purchase split over 24 monthly payments at 14.9% (fixed) would cost £24.00 per month. Total amount payable £576.00.
The example below represents the typical costs of using PayPal Credit as a standard funding method:
Representative example: £1,200 assumed credit limit, purchase rate 21.9% p.a. (variable), representative 21.9% APR (variable).

How it works.

Shop and make your purchase.

Continue with Checkout until you get to ‘How do you want to pay’.

Choose an instalment plan.

Pay over time. Choose Barclays or PayPal Credit.

Complete your order.

Place your order.

Barclays:

Review and place your order.
You will be taken to the Barclays website to complete your credit application.
Your delivery date will be confirmed once your credit application has been approved.

Paypal:

Continue to PayPal website to complete your Credit application.
Return to the Apple website.
Review and place your order.

Gift cards are not eligible for financing

Credit subject to status. Different durations and interest may be offered. Subject to application, financial circumstances and borrowing history. Apple Retail UK Limited acts as a broker not a lender and offers finance from a restricted range of finance providers.

Barclays Terms and Conditions

*Important: Your delivery address and billing address must match to apply for financing.

Important: If you choose financing, the delivery date in bag and checkout may not apply. Your delivery date may be later due to the time required to process your financing application. When your application is approved, you will receive an email with the updated delivery date. Terms & Conditions. (opens in new window)
If Barclays is unable to verify customers electronically, then Barclays may ask the customer to provide documentation to prove their identity.

Consumer finance on the Apple Online Store is brokered by Apple Retail UK Limited which offers finance from a restricted range of finance providers and Barclays Partner Finance, which is a trading name of Clydesdale Financial Services Limited, a member of the Barclays Group. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number: 311753). Registered in England. Registered No: 2901725. Registered office: 1 Churchill Place, London E14 5HP. Subject to application and status. Full terms apply. (opens in new window)

Consumer finance promotion on the Apple Online Store is only available to consumers who make a qualifying purchase on the Apple Store. Purchases on the Apple Store for Education or Business are not eligible for consumer financing.

Barclays Partner Finance Eligibility Criteria apply. On the date of the application, applicants must; be aged 18 or over. You must have lived permanently in the UK for the last three years (i.e. must provide 3 years of UK address history or up to the last 3 UK addresses). You must have a UK bank account from which direct debits can be taken, and a valid UK mobile number & email address are mandatory for applying for a finance application. If you do not have a valid email address, you will not be able to apply for the finance. You must not be subject to Bankruptcy or a Debt Relief Order (or Scottish equivalent). You must also be in either; permanent employment which provides regular sustainable income of at least £6000 per year, self-employed (upon request you may need to provide proof of income, for example a recent bank statement and/or their SA302), retired from regular employment (Barclays may need to see proof of your pension or income) or receiving certain Department for Work and Pensions benefits that provide regular sustainable income. For information: the credit check carried out will consider additional information relating to the performance of previous or existing commitments and any county court judgements. Subject to application, financial circumstances and borrowing history.

Customers who are approved for finance will pay 14.9% (APR variable) for up to 36 months (but no less than 3) on a minimum order value of £399 including VAT, purchased with or without related Apple-branded accessories and software. Maximum order value is £50,000 including VAT. Third party products may only be purchased in conjunction with the Apple hardware, but their value may not exceed one third of the total value of the financing. To receive consumer finance on the Apple Online Store, customers must make a qualifying purchase AND obtain the financial services provided by Barclays Partner Finance. Apple reserves the right to modify these terms at any time.

Representative example: £999 purchase. Deposit £0. Annual rate of interest 14.9% p.a. Representative APR: 14.9% APR. Total amount of credit £999 paid over 24 months as 23 monthly payments of £47.95 and a final payment of £47.95 at 14.9% p.a. Total amount payable £1150.80.

PayPal Credit Terms and Conditions

Subject to credit approval. Finance provided by PayPal Credit. PayPal Credit is a trading name of PayPal (Europe) S.à r.l et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg. If you apply and are approved for PayPal Credit, you can use the credit limit granted to pay for today's purchase and future purchases up to your credit limit. Apple Store Instalments purchases qualify for 14.9% p.a for a fixed period depending on the length of the term selected.

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