Set up Apple Pay

To set up Apple Pay, add a credit, debit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device.

To use Apple Pay, you need:

You can add up to 12 cards on most devices, and up to eight cards on some older models.

Learn if your country/region supports Apple Pay. To check if your card is compatible with Apple Pay, contact your card issuer.

How to add a card for Apple Pay on your iPhone

Add a new debit or credit card to the Wallet app, or add a card you previously used on a device associated with your Apple ID.

Add a new card on your iPhone

  1. In the Wallet app, tap the Add button the add button.
  2. Tap Debit or Credit Card.
  3. Tap Continue.
  4. Follow the steps on the screen to add a new card. If prompted, choose your bank or card issuer from the list or find them using the search bar.
  5. Verify your information with your bank or card issuer. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.
  6. If you have a paired Apple Watch, you have the option to also add the card to your watch.

Add a previous card on your iPhone

  1. In the Wallet app, tap the Add button the add button.
  2. Tap Previous Cards to see cards that you previously added to the Wallet app.
  3. Choose the card or cards that you want to add and tap Continue.
  4. Follow the steps on the screen to add your card.
  5. If necessary, verify your information with your bank or card issuer. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.
  6. If you have a paired Apple Watch, you have the option to also add the card to your watch.

Learn what to do if you can't add your card to Wallet.

Once you've added your card, you can start using Apple Pay.

To remove a card from the Previous Cards screen, tap Edit > Remove button  > Delete. Then, tap Delete Card to confirm and remove the card from all your devices.

How to add a card for Apple Pay on your Apple Watch

You can add a new debit or credit card, or a card you previously used on a device associated with your Apple ID, directly on your Apple Watch. You can also add a card with the Apple Watch app on your paired iPhone.

Add a card for Apple Pay on your Apple Watch

  1. On your Apple Watch, open the Wallet app.
  2. Scroll down and tap Add Card.
  3. Tap Debit or Credit Card to add a new card, or tap Previous Card to choose a card that you previously added to the Wallet app.
  4. Tap Continue.
  5. Follow the steps on the screen to enter your card information and add your card.
  6. If necessary, verify your information with your bank or card issuer using the Apple Watch app on your paired iPhone. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.

Apple Watches managed with Family Setup might not be able to add cards directly on the Apple Watch.

Add a card for Apple Pay with the Apple Watch app on your iPhone

  1. On your paired iPhone, open the Apple Watch app.
  2. In the My Watch tab, tap Wallet & Apple Pay.
  3. Tap Add Card.
  4. Tap Debit or Credit Card to add a new card, or tap Previous Card to choose a card that you previously added to the Wallet app.
  5. Tap Continue.
  6. Follow the steps on the screen to add your card.
  7. If necessary, verify your information with the bank or card issuer. They might ask you to provide additional information or to download an app before approving your card for use with Apple Pay.

Learn what to do if you can't add your card to Wallet.

Once you've added your card, you can start using Apple Pay.

How to add a card for Apple Pay on your Mac or iPad

  1. Open Wallet settings on your device.
    • On your Mac model with Touch ID, go to System Preferences > Wallet & Apple Pay.
    • On your iPad, go to Settings > Wallet & Apple Pay.
  2. Tap Add Card.3,4
  3. Follow the steps on the screen to add a card.
  4. Verify your information with your bank or card issuer. They might ask for more information.

Learn what to do if you can't add your card to Wallet.

Once you've added your card, you can start using Apple Pay.

On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your compatible iPhone or Apple Watch: On your iPhone, go to Settings > Wallet & Apple Pay and turn on Allow Payments on Mac.

 

  1. Make sure that you sign in to iCloud on all your devices. On your iOS device, you need to set up Face ID, Touch ID, or a passcode. On your Apple Watch, you need to set up a passcode. If you sign out of iCloud or remove your passcode, all credit, debit, prepaid, transit, and student ID card will be removed from that device.
  2. If you're less than 13 years old, Apple Pay isn't available and you can't add a card in the Wallet app. Age varies by country or region.
  3. In China mainland, you can use Apple Pay on the web in Safari only on compatible iPhone and iPad models using iOS 11.2 or later. In the Netherlands, you can use Apple Pay on the web only on a compatible iPhone or iPad.
  4. In Italy, you can't add Maestro cards to iPad or Mac. In Australia, you can't add eftpos cards to your iPad or Mac. In the Netherlands, you can add Maestro cards to all compatible devices except Mac.

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