* Pricing for iPhone 13 and iPhone 13 mini includes a $30 carrier instant discount that requires activation with AT&T, T-Mobile, Sprint, or Verizon. Available to qualified customers and requires 24-month installment loan when you select Citizens One or Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple. iPhone activation required with AT&T, T-Mobile, Sprint, or Verizon for purchases made with ACMI at an Apple Store. Subject to credit approval and credit limit. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. Additional Apple Card Monthly Installments terms are in the Apple Card Customer Agreement. Additional iPhone Payments terms are here. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount.

** Offer is available for new subscribers who connect an eligible device to an Apple device running iOS 15 or iPadOS 15 or later, for a limited time only. Offer good for 3 months after eligible device pairing. Plan automatically renews at your region’s price per month until cancelled. No purchase necessary for current owners of eligible devices. Service availability varies by region. Restrictions and other terms apply.

◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option available only in the U.S. to select at checkout for certain Apple products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See https://support.apple.com/kb/HT211204 (Opens in a new window) for more information about eligible products. Variable APRs for Apple Card other than ACMI range from 13.24% to 24.24% based on creditworthiness. Rates as of August 1, 2022. If you choose the pay-in-full or one-time-payment option for an ACMI-eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple Card Customer Agreement (Opens in a new window) for more information. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government, and Veterans and Military Purchase Programs, or on refurbished devices. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile.

^† Monthly pricing is available when you select Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple, and is subject to credit approval and credit limit. Financing terms vary by product. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple Card Customer Agreement for more information. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount.

^◊◊ Customers receive an Apple Gift Card when they purchase an Apple TV at a Qualifying Location up to and including August 15, 2022. Only one (1) Apple Gift Card per eligible Apple TV and a maximum purchase limit of two (2) Apple TVs per customer. Offer subject to availability. While supplies last. Customers shall receive a discount equal to the value of the Apple Gift Card off the price of the eligible Apple TV, but will be charged for all items in their cart. Important notice regarding the checkout receipt and monthly statement for Apple Card Monthly Installment (ACMI) purchases with this promotion: customers selecting ACMI (a 0% APR payment option available only in the U.S.) as payment type at checkout shall receive a discount equal to the value of the Apple Gift Card off the price of the eligible Apple TV. This will result in one ACMI installment plan over 6 months for the eligible Apple TV discounted by the instant credit, and a second ACMI installment plan over 6 months for the full price of the Apple Gift Card. The total combined amount charged over the two separate ACMI installment plans will reflect the original full retail price of the eligible Apple TV. Separately, customers will receive and be charged for the Apple Gift Card in the amount of the applicable discount off the eligible Apple TV. ACMI is subject to credit approval and credit limit. Variable APRs for Apple Card other than ACMI range from 13.24% to 24.24% based on creditworthiness. Rates as of August 1, 2022. If you choose the pay-in-full or one-time-payment option for an ACMI-eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Taxes and shipping are not included in ACMI transactions and are subject to your standard purchase APR. See the Apple Card Customer Agreement at https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf(Opens in a new window) for more information. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government, and Veterans and Military Purchase Programs, or on refurbished devices. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Available for qualifying applicants in the United States. If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about accessing this offer or applying for Apple Card. Except for ACMI, this offer cannot be combined with other Apple promotion(s) or financing offers that are directed to individual end-user customers in the Qualifying Location. This offer also cannot be combined with the Apple Employee Purchase Plan or business loyalty pricing. Availability of in-store promotion offerings may be limited by Apple Store location closures as a result of COVID-19. Additional restrictions apply. View full terms and conditions of offer here.

To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with the latest version of iOS or iPadOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install.

Available for qualifying applicants in the United States.

Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

1. Special pricing available to qualified customers. To learn more about how to start qualifying toward special pricing, talk to an Apple Specialist in a store or give us a call at 1‑800‑MY‑APPLE.

2. Education pricing is available to current and newly accepted college students and their parents, as well as faculty, staff, and homeschool teachers of all grade levels. For more information, visit apple.com/us-hed/shop.

3. Qualified Purchasers receive an Apple Gift Card when they purchase an eligible Mac or iPad at a Qualifying Location. Only one Apple Gift Card per eligible Mac or iPad per Qualified Purchaser. Offer subject to availability. While supplies last. Qualified Purchasers shall receive a discount equal to the value of the Apple Gift Card off the price of the eligible Mac or iPad, but will be charged for all items in their cart, including the Apple Gift Card. Important notice regarding the checkout receipt and monthly statement for Apple Card Monthly Installment (ACMI) purchases with this promotion: Qualified Purchasers selecting ACMI (a 0% APR payment option) as payment type at checkout shall receive a discount equal to the value of the Apple Gift Card off the price of the eligible Mac or iPad. This will result in one ACMI installment plan over 12 months for the eligible iPad or Mac discounted by the instant credit, and a second ACMI installment plan over 12 months for the full price of the Apple Gift Card. The total combined amount charged over the two separate ACMI installment plans will reflect the original full retail price of the Eligible Product. Separately, Qualified Purchasers will receive and be charged for the Apple Gift Card in the amount of the applicable discount off the eligible Mac or iPad. ACMI is subject to credit approval and credit limit. Variable APRs for Apple Card other than ACMI range from 13.24% to 24.24% based on creditworthiness. Rates as of August 1, 2022. If you choose the pay-in-full or one-time-payment option for an ACMI-eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Taxes and shipping are not included in ACMI transactions and are subject to your standard purchase APR. See the Apple Card Customer Agreement at https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf for more information. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government, and Veterans and Military Purchase Programs, or on refurbished devices. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Available for qualifying applicants in the United States. If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about accessing this offer or applying for Apple Card. This offer cannot be combined with the Apple Employee Purchase Plan or business loyalty pricing. Availability of in-store promotion offerings may be limited by Apple Store location closures as a result of COVID-19. Additional restrictions apply. View full terms and conditions of offer here.