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Apple Card Monthly Installments

Pay for your new iPhone over time, interest-free with Apple Card. Simply choose Apple Card Monthly Installments as your payment option when you make your purchase and enjoy 3% Daily Cash back up front. Terms apply.

3% Daily Cash back on everything you buy from Apple.

Apple Card is everything a credit card should be. It helps you stay on top of your spending. Encourages you to pay less interest. Gives you Daily Cash back on every purchase. And eliminates fees. footnote +

Choose to check out with Apple Card Monthly Installments (opens in a new window) when you buy a new Apple Watch. You’ll get interest-free monthly payments footnote ++ and 3% Daily Cash back, all up front.

+ Variable APRs for Apple Card range from 15.99% to 26.99% based on creditworthiness. Rates as of June 1, 2023.

++ Apple Card Monthly Installments (ACMI) is a 0% APR payment option available only in the U.S. to select at checkout for certain Apple products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See https://support.apple.com/kb/HT211204 (Opens in a new window) for more information about eligible products. Variable APRs for Apple Card other than ACMI range from 15.99% to 26.99% based on creditworthiness. Rates as of June 1, 2023. If you choose the pay-in-full or one-time-payment option for an ACMI-eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple Card Customer Agreement (Opens in a new window) for more information. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government, and Veterans and Military Purchase Programs, or on refurbished devices. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Verizon, or T-Mobile.