Financing and Credit

Buy the way that’s right for you.

Now you can use Apple Card to pay monthly and interest-free with Apple Card Monthly Installments.¹ Or you can use it to pay for your new Apple products in full. Either way, you’ll get 3% Daily Cash back on your purchase, every time.

Apple Card Monthly Installments

Pay for your new Apple products over time, interest-free.

Now when you shop at Apple using Apple Card, you can pay monthly for your new iPhone, iPad, Mac, and eligible accessories at 0% APR and get 3% Daily Cash back — all up front.¹

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Get 3% Daily Cash back. All up front.

Trade in your current device. Pay even less per month.²

Only at Apple.

Start shopping with Apple Card Monthly Installments today.³

iPhone

From $16.62 per month for

24 months at 0% APR

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Mac

From $83.25 per month for

12 months at 0% APR

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iPad

From $27.41 per month for

12 months at 0% APR

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AirPods

From $26.50 per month for

6 months at 0% APR

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HomePod

From $49.83 per month for

6 months at 0% APR

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Apple TV

From $29.83 per month for

6 months at 0% APR

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Select accessories are also eligible for Apple Card Monthly Installments.

Buying with Apple Card gives you all these great benefits, too.

Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% when you use Apple Card with Apple Pay.

No fees. Not even hidden ones.⁴

The privacy and security you expect from iPhone.

An Apple-designed titanium card that can be used anywhere Mastercard is accepted.

See if you’re approved without impacting your credit score.⁵

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Already have Apple Card? There’s no additional application needed. Just select Apple Card Monthly Installments when you check out.

Barclaycard Financing Visa®

Enjoy special financing for up to 18 months.

No interest if paid in full within the promo period.

With the Barclaycard Financing Visa®, get special financing on purchases made at Apple within the first 30 days of account opening. Promo period is based on purchase amount:

6 months: less than $499
12 months: $499 to less than $999
18 months: $999 and over

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Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by the end of the promotional period or if you make a late payment. The purchase APR will be 13.99%, 19.99%, or 26.99% variable, based on your creditworthiness.

Your Apple purchase(s) may not be paid in full by the financing offer expiration date if you pay only your minimum amount due each month. You may have to make additional payments to avoid interest charges. See terms and conditions for details.

Small-business financing

Get the Apple products you need with financing options that work for you.

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Get help buying

Have a question? Call a Specialist or chat online. Call 1‑800‑MY‑APPLE.

Apple Card Monthly Installments is available for certain Apple products and is subject to credit approval and credit limit. See support.apple.com/kb/HT211204 for more information about eligible products. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile. Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR. See the Apple Card Customer Agreement for more information. To use Apple Card, you need an iPhone or iPad with iOS 12.4 or later or iPadOS. To manage Apple Card Monthly Installments, you need an iPhone with iOS 13.2 or later or an iPad with iPadOS 13.2 or later. Update to the latest version of iOS or iPadOS by going to Settings > General > Software Update. Tap Download and Install.
Trade In: Trade-in values vary, and can be based on the condition, year, and configuration of your eligible trade-in device, and may also vary between online and in-store trade-in. Trade-in value may be applied toward new purchase. Sales tax may be assessed on full value of new purchase. You must be at least 18 years old. Apple or its trade-in partners reserve the right to refuse or limit any trade-in transaction for any reason. In-store trade-in requires presentation of a valid, government-issued photo ID (local law may require saving this information). Additional terms from Apple or Apple’s trade-in partners may apply. For more information, see apple.com/shop/trade-in.
Subject to credit approval.
Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020.
Accepting an Apple Card will result in a hard inquiry, which may impact your credit score.

Available for qualifying applicants in the United States.

Issued by Goldman Sachs Bank USA, Salt Lake City Branch.

Barclaycard Financing Visa® Disclosures

Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new Cardmembers only. For information about rates, fees, other costs, and benefits associated with the use of the credit card program, please see the Terms and Conditions.

In many cases, applications can be processed immediately and a decision made in as little as 30 seconds. In some cases, additional review of your application will be required. Most applications that require additional review can be completed and a decision made within 10 business days.

The promotional financing offers apply to all qualifying Apple purchases made only on apple.com, at Apple Store locations, or by calling 1-800-MY-APPLE using the Barclaycard Financing Visa® that post to the new account within the first 30 days of account opening. Qualifying Apple purchases are billed and post to your account when the merchandise is shipped to you. For example, if a partial order that is shipped and billed to your account is an amount that is less than $999, then your account will not initially be given the 18-month special financing promotional offer and instead your initial statement will reflect the promotional offer described above for a transaction that is less than $999. Barclays will monitor your account and will aggregate the total dollar amount spent on apple.com, at Apple Store locations, or by calling 1-800-MY-APPLE that post within the first 30 days of opening your account. If the total amount is $999 or more, you will receive the 18-month special financing promotional offer on all qualifying Apple purchases. If the total amount is greater than or equal to $499 and less than $999, you will receive the 12-month special financing promotional offer on all qualifying Apple purchases. If the total amount is less than $499, you will receive the 6-month special financing promotional offer on all qualifying Apple purchases. The adjustment(s) will appear on your 2nd and 3rd billing statements.

Exclusions: iTunes purchases and/or subscriptions are not deemed to be qualifying Apple purchases under this offer and are not eligible for the promotional financing offer, regardless of where or when the iTunes purchase is made.

Apple is not a participant in or sponsor of this promotion.

^†† We approximate your location from your internet IP address by matching it to a geographic region or from the location entered during your previous visit to Apple.