Financing and Credit

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Buy the way that’s right for you.

Pay for the products you love monthly and interest-free when you choose Apple Card Monthly Installments.¹ You’ll get 3% Daily Cash back every time. And if you’re buying a new iPhone, you can also pay monthly with your carrier and take advantage of special offers.

Special Carrier Offers at Apple

Get the newest iPhone for an unbelievable price.

Pay as low as $0/mo. over 30 mo. after trade-in and AT&T bill credits.*

Get an additional $100 trade-in credit from T‑Mobile/Sprint.°

Pay as low as $11.95/mo. over 24 mo. after trade-in and Verizon bill credits.**

Buy iPhone 12

Buy iPhone 12 Pro

Apple Card Monthly Installments

Pay for your new Apple products over time, interest-free.

Now when you shop at Apple using Apple Card, you can pay monthly at 0% APR for your new iPhone, iPad, Mac, Apple Watch, and eligible accessories when you choose to pay with Apple Card Monthly Installments. And you’ll get 3% Daily Cash back — all up front.¹

Learn moreLearn more

Get 3% Daily Cash back. All up front.

Trade in your current device. Pay even less per month.²

Only at Apple.

Start shopping with Apple Card Monthly Installments today.³

iPhone

From $16.62 per month for

24 months at 0% APR

ShopShop

Mac

From $83.25 per month for

12 months at 0% APR

ShopShop

Watch

From $11.62 per month for

24 months at 0% APR

ShopShop

iPad

From $27.41 per month for

12 months at 0% APR

ShopShop

AirPods

From $26.50 per month for

6 months at 0% APR

ShopShop

HomePod

From $49.83 per month for

6 months at 0% APR

ShopShop

Select accessories are also eligible for Apple Card Monthly Installments.

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Buying with Apple Card gives you all these great benefits, too.

Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% when you use Apple Card with Apple Pay.

No fees. Not even hidden ones.⁴

The privacy and security you expect from iPhone.

An Apple-designed titanium card that can be used anywhere Mastercard is accepted.

See if you’re approved without impacting your credit score.⁵

Apply for Apple Card NowApply for Apple Card Now

Learn more

Already have Apple Card? There’s no additional application needed. Just choose Apple Card Monthly Installments when you check out.

Carrier Financing

Pay monthly, enjoy daily.

Buy your next iPhone directly from Apple to take advantage of special offers and the simplicity of paying for your new iPhone on your regular carrier bills. Whether your upgrade online or in-store, we make it simple to connect your new iPhone to a plan that works for you.

Buying an iPhone is easier with Apple.

Compare carrier offers and choose the one that’s best for you — we even make it simple to switch carriers or plans.

Trade in your current smartphone to lower your monthly payments.

Activate your new iPhone on the carrier of your choice. Keep your number and rate plan or even choose a new one — and save yourself a trip to the carrier store.

Need some help?

Chat now, call 1-800-MY-APPLE, or find a store.

Chat now

Buy your new iPhone from Apple. Pay for it with your carrier.

Choose from select carrier plans when you buy online. Or visit an Apple Store for even more options.

iPhone 12

BuyiPhone 12

iPhone 12 Pro

BuyiPhone 12 Pro

iPhone SE

BuyiPhone SE

Small-business financing

Get the Apple products you need with financing options that work for you.

Learn more

Get help buying

Have a question? Call a Specialist or chat online. Call 1‑800‑MY‑APPLE.

*AT&T Special Trade-in Offer: Monthly Price reflects net monthly payment, after application of AT&T trade-in credit up to $700 applied over 30 months after trade-in of eligible smartphone with min. $95 trade-in value. Requires upgrade of an existing line (or activation of a new line in stores) and purchase of a new iPhone 12 mini, iPhone 12, iPhone 12 Pro, or iPhone 12 Pro Max on qualifying 30 month 0% APR installment plan, subject to carrier credit qualification. If buying on the AT&T Installment Plan with Next Up, customer is responsible and will not receive any credits for an additional $5/mo. for the Next Up upgrade feature. $0 down for well-qualified customers only, or down payment may be required and depends on a variety of factors. Tax on full retail price due at sale. Requires activation on eligible unlimited plan (visit att.com/plans/wireless for details). If you cancel wireless, credits will stop and you will owe the remaining device balance. Activation/Upgrade Fee: $30. Must trade in eligible smartphone in good condition at a participating AT&T location within 30 days from activation of new phone. Trade-in device may not be on existing installment plan. See att.com/tradein for terms and to check if your device is eligible. Bill credits are applied as a monthly credit over the 30-month installment plan. Credits start w/in 3 bills. Will receive catch-up credits once credits start. Wireless line must be on an installment agreement, active & in good standing for 30 days to qualify. Installment agreement starts when device is shipped. To get all credits, device must remain on agreement for entire term and you must keep eligible service on device for entire installment term. Limits: One trade-in per qual. purchase and one credit per line. May not be combinable w/other offers, discounts or credits. Purchase, financing, other limits & restrictions apply.

**Verizon Special Trade-in Offer: Monthly price reflects net monthly payment, after Apple instant trade-in credit at checkout, and Verizon monthly bill credits applied over 24 months. Customer must remain in the Verizon Device Payment Program for 24 months to receive the full benefit of the Verizon bill credits. Bill credits may take 1-2 bill cycles to appear. If it takes two cycles for bill credits to appear, you’ll see the credit for the first cycle on your second bill in addition to that month’s credit. Requires purchase and activation of a new iPhone 12 mini, iPhone 12, iPhone 12 Pro, or iPhone 12 Pro Max with the Verizon Device Payment Program at 0% APR for 24 months, subject to carrier credit qualification, and iPhone availability and limits. Taxes and shipping not included in monthly price. Sales tax may be assessed on full value of new iPhone. Requires eligible Unlimited service plan. Requires trade-in of eligible device in good condition. Must be at least 18 to trade in. Apple or its trade-in partners reserve the right to refuse or limit any trade-in transaction for any reason. In-store trade in requires presentation of a valid, government-issued photo ID (local law may require saving this information). In-store promotion availability subject to local law; speak to a Specialist to learn more. Additional terms from Apple, Verizon, and Apple’s trade-in partners may apply.

° T‑Mobile Special Trade-in Offer: T‑Mobile trade‑in credit in the form of a rebate with virtual prepaid card when you trade in a qualifying device. Limited-time offer; subject to change. Requires activation on any T‑Mobile data plan and submission of a promo code at promotions.t-mobile.com. $100 rebate via virtual prepaid Mastercard® Card, which you can use online or in-store via accepted mobile payment apps; no cash access & expires in 6 months from issuance. Card is issued by Sunrise Banks N.A., Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark of Mastercard International Incorporated. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement. Lines must be active and in good standing when card is issued. Allow up to 2 weeks after fulfillment of offer requirements. Max 4 per account offer/discounted devices/account. May not be combined with some offers or discounts (e.g., Carrier Freedom). Sales tax may be assessed on full value of new iPhone. Requires trade-in of an iPhone 8 or newer in good condition. Must be at least 18 to trade in. Apple or its trade-in partners reserve the right to refuse or limit any trade-in transaction for any reason. In‑store trade-in requires presentation of a valid, government-issued photo ID (local law may require saving this information). In-store promotion availability subject to local law; speak to a Specialist to learn more. Additional terms from Apple, T‑Mobile, and Apple’s trade-in partners may apply.

Sprint Special Trade-in Offer: Sprint trade-in credit in the form of a rebate with virtual prepaid card when you trade in a qualifying device. Limited-time offer; subject to change. Requires activation on any Sprint data plan and submission of a promo code at promotions.t-mobile.com. $100 rebate via virtual prepaid Mastercard® Card. Prepaid Card/Virtual Account is issued by MetaBank®, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. No cash access or recurring payments. Card can be used where Debit Mastercard is accepted. Virtual Account can be used online where Debit Mastercard is accepted. Unused funds will forfeit after the valid thru date. Terms and conditions apply. Lines must be active and in good standing when card is issued. Allow up to 2 weeks after fulfillment of offer requirements. Max 4 per account offer/discounted devices/account. May not be combined with some offers or discounts. Sales tax may be assessed on full value of new iPhone. Requires trade-in of an iPhone 8 or newer in good condition. Must be at least 18 to trade in. Apple or its trade-in partners reserve the right to refuse or limit any trade-in transaction for any reason. In‑store trade-in requires presentation of a valid, government-issued photo ID (local law may require saving this information). In-store promotion availability subject to local law; speak to a Specialist to learn more. Additional terms from Apple, Sprint, and Apple’s trade-in partners may apply.

Apple Card Monthly Installments is available for certain Apple products and is subject to credit approval and credit limit. See support.apple.com/kb/HT211204 for more information about eligible products. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile. Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR. See the Apple Card Customer Agreement for more information.
Trade In: Trade-in values vary, and can be based on the condition, year, and configuration of your eligible trade-in device, and may also vary between online and in-store trade-in. Trade-in value may be applied toward new purchase. Sales tax may be assessed on full value of new purchase. You must be at least 18 years old. Apple or its trade-in partners reserve the right to refuse or limit any trade-in transaction for any reason. In-store trade-in requires presentation of a valid, government-issued photo ID (local law may require saving this information). Additional terms from Apple or Apple’s trade-in partners may apply. For more information, see apple.com/shop/trade-in.
Subject to credit approval.
Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020.
Accepting an Apple Card will result in a hard inquiry, which may impact your credit score.

To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with iOS or iPadOS 13.2 or later. Update to the latest version of iOS or iPadOS by going to Settings > General > Software Update. Tap Download and Install.

Available for qualifying applicants in the United States.

Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

†† We approximate your location from your internet IP address by matching it to a geographic region or from the location entered during your previous visit to Apple.

Buy the way that’s right for you.

Get the newest iPhone for an unbelievable price.

Apple Card Monthly Installments

Pay for your new Apple products over time, interest-free.

Start shopping with Apple Card Monthly Installments today.³

iPhone

Mac

Watch

iPad

AirPods

HomePod

Get 3% Daily Cash back when you buy from Apple.

Up to 3% Daily Cash Back

No fees

Apply in no time and start using it right away — on any purchaseFootnote 4

Get 3% Daily Cash back when you buy from Apple.

Up to 3% Daily Cash Back

No fees

Apply in no time and start using it right away — on any purchaseFootnote 4

Buying with Apple Card gives you all these great benefits, too.

Carrier Financing

Pay monthly, enjoy daily.

Buying an iPhone is easier with Apple.

Need some help?

Buy your new iPhone from Apple. Pay for it with your carrier.

Small-business financing

Get help buying

Apply in no time and start using it right away — on any purchaseFootnote ⁴

Apply in no time and start using it right away — on any purchaseFootnote ⁴