How to use Apple Card

You can pay with Apple Card¹ using Apple Pay on your iPhone, iPad, Apple Watch, or Mac. You can also use your titanium Apple Card or card number to make purchases where Apple Pay is not yet accepted.*

If you make Apple Card your default card in Wallet, it's automatically selected when you use Apple Pay. This will also make Apple Card your preferred card for App Store, Apple Music, and Apple services.

*Using Apple Card for a cash advance or transferring balances is not currently supported.

• Watch the video to see how to pay with Apple Card in stores >
• Watch the video to learn how to pay with Apple Card online >

You can pay in stores and other places, within apps, and on the web.

1. Open the Wallet app on your iPhone and tap Apple Card.
2. Then tap the more button .
3. Tap Card Information.
4. Authenticate with Face ID, Touch ID, or passcode.

You see your name, card number, expiration date, security code, and card network. Your Apple Card number in Wallet can be used to pay anywhere that you manually enter a credit card number to pay, like on the web or within apps. To copy your card number so it can be pasted, press and hold Card Number, then tap Copy. 

Your card number is different from your Physical Card number and Device Account Number.

Watch the video to see where you can find your Apple Card number in Wallet >

You can pay with your titanium Apple Card anywhere in the world that Mastercard is accepted.

To receive a 0% APR installment on eligible products from apple.com, the Apple Store app, or an Apple Store, you must choose Apple Card Monthly Installments as your payment option at checkout.² Please understand that if you instead choose to pay for your eligible Apple purchase all at once with your Apple Card, your purchase will not receive 0% APR, but will be subject to the standard purchase APR assigned to your Apple Card.

If you already purchased an eligible product with your Apple Card but didn't choose Apple Card Monthly Installments at checkout, although you wanted to, please contact Goldman Sachs. Goldman Sachs can assist you with a request to transfer eligible purchases that are subject to your standard purchase APR to a 0% APR Apple Card Monthly Installment without the need to return the item and buy it again. You can reach Goldman Sachs at: 

• (877) 255-5923

When you return an item that you bought with Apple Card, some retailers might ask for the last four digits of your titanium Apple Card or your card number in the Wallet app.

If you bought an item from a store with Apple Card in Apple Pay, give the last four digits of the Device Account Number to the merchant.

If you bought an item in a store with your titanium Apple Card number, give the last four digits of your titanium Apple Card number to the merchant.

If you bought an item online with your card number in Wallet, provide the requested information to the merchant. If they ask for a card number, you can give your card number in Wallet to the merchant.

To find the last four digits of a previous card number that you used, follow these steps:

1. Open Wallet on your iPhone and tap Apple Card.
2. Scroll through recent transactions and tap the transaction for the purchase you want to return.
3. Under Transaction History, tap the transaction again.
4. You see the last four digits of the card number used to make the purchase.

How to find the last four digits of your titanium Apple Card

How to find the last four digits of your Device Account Number

• See how to apply for Apple Card and then add the card to your devices.
• See how to request a titanium Apple Card and pay anywhere Mastercard is accepted.
• Enjoy unlimited Daily Cash on every purchase you make with Apple Card.
• Learn how to make Apple Card bill payments.
• See how to find your Apple Card spending history.
• Learn how to change the payment methods you use with Apple ID.
  
• Watch the video to see how you can get 24/7 support for Apple Card >
• If you need help paying with Apple Card, contact Apple Support.

1. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.

2. Variable APRs for Apple Card, other than Apple Card Monthly Installments, range from 10.99 percent to 21.99 percent based on creditworthiness. Rates as of April 1, 2020. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR.